Articles

Read up.

A short series on keeping track of what you spend, from the first expense to choosing an app. Read it in order, or jump to the part you need.

  1. Part 1 · 4 min read

    How to track your expenses without linking your bank

    Track spending by hand with no bank login. Pick a few categories, log each expense in seconds and review once a week. A method that lasts past week two.

    Read part 1
  2. Part 2 · 3 min read

    Expense tracker or budget app: which one do you need?

    A tracker shows where your money went. A budget app sets limits for where it should go. How to choose, and why tracking for a month first makes a better budget.

    Read part 2
  3. Part 3 · 3 min read

    Why your month should start on payday, and how to set it up

    A calendar month splits your pay period in two. Start your month on payday and every total covers one full pay period. Here is how to set it up in Outpaid.

    Read part 3
  4. Part 4 · 3 min read

    How to back up your expense data and export it to Excel

    Your expense history is only as safe as your last copy. Keep a backup file you can restore, an Excel export you can read, and a copy off the phone.

    Read part 4
  5. Part 5 · 6 min read

    Best offline expense tracker apps for Android in 2026, compared honestly

    Outpaid, Monefy, Money Manager, Bluecoins and Cashew compared on ads, price model, budgets and sync, from the public store pages read on 29 October 2026.

    Read part 5